We all feel lucky to have dental insurance. And, truthfully, most patients and their dentists have relatively few issues filing claims and receiving payment for them. While this tends to give the perception of savings, it can also be misleading, because most covered claims are small and straight forward. But sometimes insurance can become more difficult to manage when we need something more expensive, like a crown or a root canal, maybe a new denture supported by dental implants.
As claims are filed for more complex and costly services, determining the value of having dental insurance can become more complicated.